Loan Programs   CONFORMING LOANS   JUMBO AND NON-CONFORMING LOANS   FIXED RATE PRODUCTS (30, 20, 15, 10 YEAR)   ADJUSTABLE RATE MORTGAGES (1/1, 3/1, 5/1, 7/1, 10/1)   NO INCOME/NO DOCUMENTATION PRODUCTS   HIGH DEBT HIGH LTV RATIO PRODUCTS   COMPROMISED CREDIT   COMMERCIAL LOANS   CO-OPS AND CONDOS ARE OUR SPECIALTY

Did you know that when you purchase a cooperative apartment, both you AND the building must qualify for a loan? It helps to have a broker who understands co-ops. At FCMC we know co-op loans. Our vast knowledge will greatly facilitate the loan process. Our in-house legal counsel will assist you with the complex legal issues involved with co-ops.

Specialty Products   CONSTRUCTION LOANS   FAMILY SALES   TEACHERS' FLEX PROGRAM (100% FINANCING)   FOREIGN NATIONALS PROGRAM   95% LTV to $1,000,000 (1st and 2nd Mortgages)   97% LTV to $417,000   INTEREST ONLY PROGRAM   100% FINANCING ON JUMBO LOANS (HIGH NET WORTH INDIVIDUALS)   90% LTV on NO DOC and STATED INCOME Loans   Cash-out refinances up to 80% of value